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	<title>Teri Cettina &#187; ATM card</title>
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		<title>Switch your debit card back to an ATM card</title>
		<link>http://cettinaworks.com/site/2010/04/19/switch-your-debit-card-back-to-an-atm-card/</link>
		<comments>http://cettinaworks.com/site/2010/04/19/switch-your-debit-card-back-to-an-atm-card/#comments</comments>
		<pubDate>Mon, 19 Apr 2010 21:58:22 +0000</pubDate>
		<dc:creator>Teri Cettina</dc:creator>
				<category><![CDATA[Banking]]></category>
		<category><![CDATA[Credit & Debit Cards]]></category>
		<category><![CDATA[ATM card]]></category>
		<category><![CDATA[debit card]]></category>
		<category><![CDATA[Reader's Clark Howard]]></category>

		<guid isPermaLink="false">http://yourfamilymoney.wordpress.com/?p=355</guid>
		<description><![CDATA[Are you wary (as I am) about the safety of using debit cards (read my Reader&#8217;s Digest article about that)? Or would you rather not be tempted to overspend with your debit card? If so, did you know that many banks will let you &#8220;turn off&#8221; the point-of-sale purchase function on your card? Each bank [...]]]></description>
			<content:encoded><![CDATA[<p><a href="http://cettinaworks.com/site/wp-content/uploads/2010/04/debit-card-image.jpg"><img class="alignnone size-medium wp-image-360" title="Debit card image" src="http://cettinaworks.com/site/wp-content/uploads/2010/04/debit-card-image.jpg?w=224" height="300" width="224" /></a>Are you wary (as I am) about the safety of using debit cards (read my <a href="http://www.rd.com/advice-and-know-how/debit-card-traps-and-fees-to-avoid/article50626.html" target="_blank">Reader&#8217;s Digest article </a>about that)? Or would you rather not be tempted to overspend with your debit card? If so, did you know that many banks will let you &#8220;turn off&#8221; the point-of-sale purchase function on your card? Each bank or credit union has a different process for doing this, but try asking your financial institution to set the limit for all debit transactions on your card to &#8220;zero.&#8221; Voila! Your card is just an ATM card again. Read more about it on <a href="http://clarkhoward.com/topics/debit_card_off.html" target="_blank">ClarkHoward.com</a>.</p>
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